Home Inventory Get Approved Vehicle Locater We Buy Cars Company History Testimonials Directions Contact Us

Get Approved

At Affordable Used Cars & Trucks, Inc., we provide In-House financing (Buy Here Pay Here, BHPH) to area residents without all the requirements and limitations that most lending institutes have. Affordable Used Cars does not even check credit! We base our terms strictly on cash down payment, residence and employment. It's no secret that the more cash a customer has, the more choices will be available to them. Some car loans can be worked out with as little as $600 cash down with payments as low as $200 per month and terms usually 12 months or less. If you have visited our Inventory Page and are ready to secure your vehicle, simply fill out the application below. Then, either print and fax the application to us at 910-455-6320 or click the Submit Button at the bottom. Affordable Used Cars will go to work processing your purchase right away!

Items we need to process your loan:

  • Valid NC drivers license OR Valid Active Duty Military ID / Valid Student ID w/ out of state drivers license

  • 4 Personal references (people who do not live together or with you) including:

  • Name and Address

  • Phone Number

  • Relationship to you

  • Utility bill or proof of address (No cell phone bills accepted)

  • Two (2) most recent pay stubs OR Bank Statements

  • Liability Insurance Information (If you don't have insurance, we can help you get it at an agency close by)

  • Title to any car you want to trade in

  • Your down payment

All fields listed in RED are necessary in order for form to be sent.

Applicant Personal Information

Applicant Residence Information

Residence Type

Applicant Employment Information

Desired Vehicle Information

Do you have a Desired Vehicle?

Trade-In Information

Do you have a trade-in?

Other Information

  • By submitting this application, I certify that all information is true and complete. I have read and fully understand the Privacy Disclaimer below. I authorize this auto dealer to retain this application, to check and verify my credit, employment and salary history. By using their website, I authorize them to provide reports on the status of my application, including information concerning whether I am approved for a loan, which lender's loan offer (if any) I choose to accept, whether my application for credit is denied, and whether I accept a loan from a lender.

Affordable Used Cars & Trucks Privacy Disclaimer
In connection with your transaction, we may obtain information about you as described in this notice, which we handle as stated in this notice.

  1. We collect nonpublic personal information about you from the following sources:

    - Information that we receive from you on applications or other forms
    - Information about your transaction with us, our affiliates or others; and
    - Information we receive from consumer reporting agency(s)

  2. We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may not make such disclosures about you as a consumer, customer, or former customer.

  3. We may also disclose nonpublic personal information about you as a consumer, customer or former customer, to nonaffiliated third parties as permitted by law.

  4. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Website Powered by ComSoft,
Provided by JTZ Enterprise, LLC.